PAYMENT POLICY

Effective Date: February 10, 2025

This Payment Policy (“Policy”) outlines the terms and conditions regarding payment for purchases made on the Noblewards website (www.noblewards.com). By placing an order, you agree to be bound by this Payment Policy, in addition to our Terms and Conditions and Sales Policy.

1. Accepted Payment Methods

Noblewards accepts the following methods of payment:

  • Credit Cards: We accept major credit cards, including Visa, Mastercard, American Express, and Discover.

  • Debit Cards: We accept debit cards that are linked to a Visa or Mastercard account.

  • PayPal: You can choose to pay with PayPal during the checkout process. You will be redirected to the PayPal website to complete your payment.

  • Other Payment Methods: We may offer other payment methods from time to time, which will be clearly displayed during the checkout process.

2. Payment Processing

  • Authorization: When you place an order, we may authorize your payment method to ensure that sufficient funds are available. This is not an actual charge, but rather a hold on your funds.

  • Charge: Your payment method will be charged when your order is shipped.

  • Currency: All prices are listed and charged in United States Dollars (USD).

  • Secure Payment: We use industry-standard security measures, including Secure Socket Layer (SSL) encryption, to protect your payment information during transmission. We do not store your credit card details on our servers.

  • Third-Party Payment Processors: We utilize trusted third-party payment processors to securely process your payments. These processors are PCI DSS compliant, ensuring the security of your payment information.

3. Pricing and Taxes

  • Prices: All prices are subject to change without notice. We strive to ensure that all pricing information is accurate, but errors may occur. If we discover an error in the price of a product you have ordered, we will contact you to give you the option of either reconfirming your order at the correct price or canceling it.

  • Taxes: You are responsible for paying all applicable taxes, including sales tax, based on the shipping address you provide. The amount of tax will be displayed during the checkout process.

4. Payment Authorization and Verification

  • Authorization: By providing your payment information, you authorize us (or our third-party payment processor) to charge your payment method for the total amount of your order, including the product price, shipping costs, and applicable taxes.

  • Verification: We may verify your payment information before processing your order. This may include contacting your bank or credit card company to confirm the validity of your payment method.

  • Fraud Prevention: To protect against fraud, we may require additional information from you, such as a copy of your driver’s license or credit card statement, to verify your identity and payment information.

5. Payment Issues

  • Insufficient Funds: If your payment method is declined due to insufficient funds, we will notify you and give you the opportunity to provide an alternative payment method.

  • Invalid Payment Information: If your payment information is invalid or expired, we will notify you and give you the opportunity to update your payment information.

  • Payment Disputes: If you have a dispute regarding a payment, please contact us at Contact@noblewards.com. We will investigate the issue and work with you to resolve it.

  • Order Cancellation: We reserve the right to cancel your order if we are unable to successfully process your payment or if we suspect fraudulent activity.

6. Refunds

Refunds will be issued in accordance with our Refund and Return Policy. Refunds will be credited to the original payment method used for the purchase.

7. Currency Conversion

If you are paying in a currency other than USD, your payment will be converted to USD at the exchange rate determined by your payment provider. You are responsible for any currency conversion fees or charges.

8. Security

We take the security of your payment information seriously. We use industry-standard security measures to protect your information during transmission and storage. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

9. Policy Changes

Noblewards reserves the right to modify or update this Payment Policy at any time. We will post the updated policy on our website and indicate the effective date of the changes. Your continued use of our website or purchase of our products after the posting of the updated policy constitutes your acceptance of the changes.

10. Contact Information

If you have any questions about this Payment Policy, please contact us:

Noblewards

PO Box 2378

Lynn, Massachusetts (MA), 01903

Hotline: (318) 872-4453

Email: Contact@noblewards.com